EPFO 3.0 allows members to withdraw 75% of their PF instantly, while 100% withdrawal remains possible under special circumstances like unemployment or natural disasters. New rules eliminate the need for justifying claims, simplifying the process for subscribers. EPFO 3.0 allows members to withdraw 75% of their PF instantly, while 100% withdrawal remains possible under special circumstances like unemployment or natural disasters. New rules eliminate the need for justifying claims, simplifying the process for subscribers. by Soban News (international And National News)