Smart borrowing builds stronger finances. This article explains overdraft impact on credit score, covering responsible usage, repayment habits, credit utilisation, and ways to manage overdrafts effectively for a healthy credit profile. Smart borrowing builds stronger finances. This article explains overdraft impact on credit score, covering responsible usage, repayment habits, credit utilisation, and ways to manage overdrafts effectively for a healthy credit profile. by Soban News (international And National News)