Analysts believe AU SFB’s RoE delivery should improve from H2 aided by decline in credit cost, recovery in NIM, sustenance of fee growth, acceleration in loan growth, and controlled opex growth.Analysts believe AU SFB’s RoE delivery should improve from H2 aided by decline in credit cost, recovery in NIM, sustenance of fee growth, acceleration in loan growth, and controlled opex growth. Latest News [ SOBAN NEWS: International and National ]